Gift Your Loved Ones The Protection Of Health Insurance In 2021.

 

We always want the best in life for those we hold dear. This 2021, secure your family members by buying Family Health Insurance coverage for them. Let them have access to the best in medical treatment when the need arises.

These days, the costs of healthcare are on the rise. Even the most minor day care procedures can run into several thousand rupees and drain out your savings. Now, if you are responsible for many dependents, you might need to figure in each of their individual needs from health insurance. Generally, your dependents may include your spouse, children, senior parents and parents-in-law. The best way to secure all of your loved ones is by taking a family floater health insurance plan. Let’s look closely at what kind of protection you can expect from a family floater health insurance plan and why this coverage is truly essential.

What is a family floater health insurance plan?

A family floater health insurance plan is an insurance product that offers medical coverage for your family members under a single policy. You can generally cover your spouse, dependent children (up to a certain age), parents, and in-laws. Some insurers like Iffco Tokio even allow you to cover other blood relatives - such as a nephew or niece - as well under their family floater plans. Under this type of plan, a single sum insured covers all family members named in the policy, thus any of them can utilise it.

A family floater health insurance plan will offer coverage starting from around Rs 1.5 lakhs right up to Rs 30 lakhs. This limit will vary between insurance companies. Coverage is also generally offered for ambulance charges, day care procedures, nursing charges, and pre- and post-hospitalisation expenses. These plans also often come with a reinstatement benefit.

Original Content :- Gift Your Loved Ones The Protection Of Health Insurance In 2021.