7 Tips to Follow While Buying Senior Citizen Health Insurance
As we grow older, we become increasingly vulnerable to diseases. And,
the medical treatments for these diseases often get costlier. This is why it is
so important to have health insurance in our senior years. Whether you are
about to buy health insurance for yourself as a senior or you are about to
purchase coverage for your aged parents, this article will prove helpful. Read
on to discover 7 helpful tips for buying senior citizen health insurance in
India.
1. Compare plans to check for affordability
When buying Medical insurance,
you need to choose a plan with a higher cover limit. This higher limit would
naturally bring along a higher premium. So, compare at least a few insurance
companies to see who gives you the best rate for the premium for a higher sum
insured.
2. Look for inclusions of day care procedures
A lot of surgeries that seniors require are done as day care procedures.
This means that they do not have to be admitted in hospital overnight. Look to
see whether the senior citizen health insurance plan covers a wide list of day
care procedures such as cataract operations since these can be quite expensive.
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