Best Health Insurance policies

  In today’s world where everything is so expensive, it becomes very important to be financially secure. This is especially true when it comes to important aspects of life, such as your health. Medical expenses can rack up quite the bill, and this is why you need to have a sound Accident Insurance to cover all these costs. But the insurance field is a large world and could get quite heavy, especially for someone who is new to it. There is a lot to think about when it comes to buying health insurance plans. However, with the right set of instructions, you can easily manage to get a plan that provides optimum coverage for you and your family. This article aims to help you take the right steps while you buy health insurance. To that effect, take a look at 3 important things you should definitely be doing before buying your health insurance policy: 1.      Look at what your requirements are Are you looking for individual coverage or do you have a family to ...

  As we grow older, we become increasingly vulnerable to diseases. And, the medical treatments for these diseases often get costlier. This is why it is so important to have health insurance in our senior years. Whether you are about to buy health insurance for yourself as a senior or you are about to purchase coverage for your aged parents, this article will prove helpful. Read on to discover 7 helpful tips for buying senior citizen health insurance in India. 1.      Compare plans to check for affordability When buying Medical insurance , you need to choose a plan with a higher cover limit. This higher limit would naturally bring along a higher premium. So, compare at least a few insurance companies to see who gives you the best rate for the premium for a higher sum insured.   2.      Look for inclusions of day care procedures A lot of surgeries that seniors require are done as day care procedures. This means that they do not h...

With the medical advancements that the world has seen over the years, the overall life expectancy has significantly increased. However, the number of diseases and illnesses has also been on the rise. With medical treatments being quite expensive, it is important for every individual out there to get a good Health Insurance Companies for financial protection. However, there are numerous insurance companies out there offering various types of insurance policies. Which one should you go for? It is quite understandable why many find themselves confused as to which one to go with. The fact is that one insurance policy that may be suitable for one might not be the best for another. This comes down to individual needs, and so each one would have different criteria while choosing their policies. However, make sure that your health insurance policy includes the following features:   1.      Good coverage tenure for pre and post hospitalisation expenses We ofte...

  The rising costs of healthcare have led to an increasing awareness of the importance of having Mediclaim . This increase in awareness has, in turn, led to a gradual increase in demand for health insurance plans. Moreover, people are also becoming increasingly conscious of their unique needs and expectations from coverage. They want customisable health insurance plans that can cater to their own medical needs. And, to keep up with this, insurance companies offer a plethora of health insurance plans and add-ons for customisability. While having a variety of plans to choose from is great, it can often be confusing. Many people get flummoxed and often intimidated at the wide array of plans. Now, having the right information at hand can help you make the correct decision when it comes to buying coverage. In this regard, we have answered 6 common questions buyers normally have about health insurance. Question 1 – What is the best method of purchasing health insurance? There are a...

  Does the jargon in Health Insurance Online leave you all confused? If so, you’re not the only one. A lot of people feel flummoxed upon reading the fine print of health insurance policies for the very first time and this can often be attributed to the many jargon used. To help you gain a better understanding of what you are reading, we have listed down 10 common jargon in health insurance and explained their meaning to you. 1.      Beneficiary The beneficiary is the named person who will be able to receive any claim benefits (if they are due) when the insured individual passes on. 2.      Claim The claim is the payout that you receive from the insurer for any hospitalisation expenses or other medical expenses covered in your health insurance plan. 3.      Co-payment The c-payment refers to the part/ percentage of the claim on your medical expenses that you need to pay on your own while the insurer takes...

  Health insurance is extremely important given the heavy costs of medical treatment these days. A single surgery can run into several lakhs of rupees and send you into deep debt.   Best Health Insurance Plan   saves you from going financially bankrupt during times of bad health. Now, many people often make the mistake of not evaluating the insurance company before selecting a health insurance plan. This is not advisable for the true value of any insurance policy lies in the reliability of the insurer. Asking a few right questions at the right time can help you correctly evaluate an insurance company. To that effect, here are 5 key questions you must ask before selecting a health insurance provider.     Do you have network hospitals in my area?   The primary purpose of buying health insurance is so that you can not only make a claim but also make a claim easily. In this regard, it helps to have the insurer’s network hospitals close to home. Choose an ...

  As we age and enter the years of retirement, we look forward to spending our days by relaxing and reminiscing the times gone by. However, ill-health often strikes in old age and brings along with it many financial worries. After all, we do know how expensive even the most basic medical treatments are these days. This is why it is extremely important to have Health Insurance in place to stay prepared for any eventuality. Now, standard health insurance plans generally place a limit on the age at which you are allowed to buy coverage. That limit is usually around 65 years; this means that if you cross that age, you simply can’t buy coverage. However, if you already bought the policy, you may renew the plan for life.   But what happens to someone who crosses the age limit without buying coverage? Are they forced to stay without insurance and pay for medical expenses on their own? Not at all! They can simply opt for a senior citizen health insurance plan. Many are unaware...

  There may have been times when you felt that your health insurance premium was heavy on your pocket. You might have even been tempted to temporarily discontinue coverage. However, doing that is a bad idea as you stand to lose out on the protection of insurance as well as many benefits of continued protection like the no-claim bonus. Now, the good news is that there are many ways by which you can save money on your health insurance premiums. To help you understand, we have listed down 5 handy tips that will surely help you make big savings on health insurance plans .   1.      Compare health insurance premiums   This is, perhaps, the most important tip if you are looking to save money on your health insurance.   Never simply go for the first plan you come across; make sure to compare at least a few health insurance plans before settling on one. This way, you can be sure of getting the best value for money. Original Content :-   5 ...

   These days, you can easily buy health insurance online in just a few minutes. However, in those same few minutes, you may also come across various myths and misconceptions about health insurance. The easy availability of the Internet makes it simple to get access to things and also to, sometimes, misunderstand them. To help set you on the right track, we have listed down 5 common misconceptions about health insurance and revealed the truth for you.   1.     1.   You only need health insurance when you are older   Fact: Ill health can strike at any age, even when you are young.  For instance, there is no age limit on being affected by conditions such as dengue fever or malaria. These can affect you in your early 20s too or even as a teenager. Thus, it is always important to have the protection of a health insurance policy. You also need to ensure that your family members (including children) have health insurance too. Original C...

  The coverage given by health insurance is essential not just for oneself but also for one’s family. As the COVID 19 pandemic has shown us, illness can affect anyone without warning. And, a single hospitalisation can lead to bills that can wipe out your savings. Having the backing of health insurance means that you do not have to worry about the costs of treatment and simply focus on getting the best care. A family floater health insurance plan covers your family members under the umbrella of a single policy. It provides you with the convenience of maintaining coverage with a single premium paid for one policy that protects all members of a household. Given the obvious importance of a family floater health insurance plan, it is crucial that you select your coverage carefully. In this article, we have listed out 4 tips that will help you choose the right family floater health insurance plan. Original Content:-   4 Tips to Help You Select the Right Family Floater Health Insu...

  Are you ready to take charge and manage things during a medical emergency? When we speak of medical emergencies, you might have the essential numbers on speed dial and might have planned your next steps; however, these are not the only things you need to worry about. The finances required to deal with such situations are crucial. You can never be sure of unplanned medical emergencies, and this is why you should always be prepared with the finances, or a good Mediclaim Insurance to make sure your expenses are covered. There are several insurance companies out there offering various different health insurance plans. You should place focus on getting a plan that will be enough to cover all your needs and requirements. To help you pick a great health insurance plan, we have listed down 4 quick tips to help you compare different health insurance policies:   1.     1.   Check about the waiting period for certain diseases and pre-existing illnesses ...

    Health concerns such as strokes, cancers, heart attacks, and kidney failures are all too common these days. It is quite likely that someone you know has been a victim of these health complications. The treatment required for these critical illnesses includes hospitalisation, long-term medication, therapies, and so on. These treatments can put quite a dent in your savings. To avoid such a financial burden, a Mediclaim For Family policy is the way to go. However, there are many who are unaware of the benefits of such a policy. In fact, there are many myths regarding a critical illness insurance policy. This misinformation comes in the way of people getting the right coverage they need. To throw some light on these inaccuracies, we have listed down 4 myths on critical illness insurance which are not true at all: Myth 1: You do not need critical illness insurance when you are young When you think of illnesses, you ...

  The IRDAI (Insurance and Regulatory Development Authority of India) introduced the concept of health insurance portability back in 2011. Since then, policyholders have the right to port their health insurance policies to a new insurance provider if they are not satisfied with their current one. Switching between insurers would be an ideal option if you feel that your current insurer does not provide you with sufficient coverage or is not able to provide good customer service. Read on to know 4 important things about health insurance for family portability.  1. Benefits continuity  Some people might think that opting for a new insurer would mean suffering a new waiting period for pre-existing diseases. However, IRDAI mas made sure that this is not the case. When you shift your policy to a new health insurance provider, the benefit you have gained on the current waiting period will be passed on.   Other benefits you may have accumulated such as a no-claim bon...

  Looking at everything tha t has happened in 2020, it is natural that we would want to make sure that 2021 goes by with less unpredictability. Besides the usual resolutions about going to the gym and eating healthy, there’s one more matter that requires your attention this year: health insurance . If there is anything that the COVID 19 pandemic has taught us, it is that we should always be prepared for all kinds of unforeseen circumstances. We never know what the future holds, especially when it comes to our health and lifestyle. To avoid unpleasant scenarios, it is best to be equipped with a robust financial safety net.    Keeping that in mind, we have come up with 3 health insurance resolutions that we could all undertake in 2021 for a healthier and financially secure year.    1.Ensure adequate coverage  Sure, you may already have a health insurance policy in place, but are you sure that it offers adequate coverage for you and your loved ones...