Best Health Insurance policies

    General insurance is a term that is used to refer to all types of insurance plans excluding life insurance. Common examples of products that come under the umbrella of Car insurance include motor insurance, health insurance, home insurance, and travel insurance, among others. Having a good general insurance plan for your valuable assets can help protect your finances when things go awry. For instance, a motor insurance plan can save you from huge expenses during an accident. But with so many insurers in the market, how do you select the general insurance company that is the best? To help you out, we have listed down 5 handy tips. Let’s get started – 1.     Check the company’s history An insurance company who has been around for longer in the market might be a good option to pick. Look for a general insurance provider known for long and steady service. Remember to also inspect the claim settlement ratio as this says a lot about the insurer. 2. ...

  Imagine your vehicle meets with an accident and incurs severe damages. You take the vehicle to the nearest garage, only to find out that the repairs will cost a large amount. It may be quite difficult for you to arrange this money at the moment. However, it is vital that your vehicle gets repaired at the earliest. You can raise a claim on your commercial vehicle insurance , but that would still require you to pay the amount now. It is in situations like these that cashless vehicle insurance can be of immense help to you.  What is cashless vehicle insurance?  You may have heard of cashless health insurance. Well, cashless vehicle insurance works similarly. When your vehicle undergoes repairs due to damages that are covered by the insurance policy, the expenses for the same are paid majorly by the insurer. The insurer deals with the garage directly and settles the bill with them. You have to simply let your insurer know that you would like to opt for the cashless serv...

    Buying your own home is truly a big feat, and one to be immensely proud of. There are a lot of responsibilities that come with it, both in terms of taking care of the house and paying for it. But taking on all these challenges is ultimately worth it, as having your own house is one of the biggest assets in life. Now, as with any asset that you own, your home is also something that you need to insure. This is why a home insurance policy is the first thing that you should be thinking about after buying a house. A lot of people think that buying a such a policy is a very tedious task. However, with a few simple tips, it really isn’t! Let us take a look at 4 things that you should be keeping in mind while buying a home insurance policy: 1.      Get a proper understanding of home insurance This might come across as surprising, but there are many home owners out there who are not fully aware of what home insurance is. To get a good home insurance p...

  Buying a car insurance policy can often be a confusing task, especially if you are making the purchase for the first time ever. With so many insurers and plans available, how do you know which one is the right pick for you? If that is the dilemma you find yourself in at the moment, you have come to the right place! Read on to find out the right way to compare car insurance policies so that you get the coverage you need. 1.      Start with deciding on the type of plan you want There are two main types of car insurance policies – third party car insurance and comprehensive car insurance. Third party insurance covers you against third party liabilities in an accident. Comprehensive insurance covers you against third party damages as well as own damages, natural disasters, and manmade disasters. While you could opt for third party coverage, you might want to consider the more wholesome comprehensive plan. 2.      Next, look into what add...

  Getting a new bike is an exciting and joyous event. With more accessibility, however, comes more responsibility. As per the Motor Vehicles act of 1988, it is illegal to ride a bike without a basic bike insurance .   If you are entering the world of insurance for the first time, it could be confusing to understand where to start from and what to look at. However, to give this topic a little clarity and help you pick the right insurance suiting your needs, here are 5 steps to purchasing two-wheeler insurance online -   Step 1   - Research for a good insurance company It is very important to get the right company to provide you with insurance for your bike as you are going to trust them with your hard-earned money in times of peril. A good insurance company has a higher claim settlement ratio and a lower claim processing time. This means that the company would take less time to pay the bill for your repairs and pay it whenever an appropriate need arises with...

  When you are getting ready to go on a trip, taking travel insurance is something that you might skip. Your focus is probably on the fun activities lined up, and discussing coverage isn’t something that is considered exciting. However, in order to ensure that your trip is a hassle-free one, getting a good travel insurance plan is a must. Of course, who would want to think of something like falling ill or losing a passport on a holiday? But it does pay off to be financially secured if any of these things do take place. This is where travel insurance can prove helpful. So, without further ado, let us get into the specifics of what your travel insurance plan does cover. You’re definitely going to be (pleasantly) surprised. 1.      Dental emergencies When wondering about everything that can go wrong, we usually think of everything, from hospitalisations to losing luggage. However, one important thing that many travellers do not consider is a dental emergency. Faci...

  There has always been a lot of confusion when it comes to the differences between a car insurance policy and a commercial vehicle insurance policy. There are many who think that these two policies are one and the same; however, this is not true at all. It is very important to understand the differences between these two insurance policies before you decide to purchase one. Let us first understand what these policies are before learning about their differences. What is a private car insurance policy? A private car insurance policy is what you buy when you own a car for personal use. You are required to buy a basic third-party policy which is mandatory for the coverage of third-party damages. You can also choose to opt for a comprehensive plan which will also cover damages caused to you and your car in case of an accident. What is a commercial car insurance policy? A commercial car insurance policy is meant for the car you own for commercial purposes. The coverage of this plan is ...

  These days, owning a car is almost a requirement for every household. Having your own vehicle allows you the freedom of travelling wherever you want to, when you want to. Now, if you are a vehicle owner (or about to become one for the first time), you should be aware that you need to have at least third-party motor insurance to drive your vehicle on the roads. If you do not own at least this basic form of coverage, you will incur hefty penalties. And, to ensure that you take all the right steps while buying motor insurance , we have listed down a few dos and don’ts that you should keep in mind. Read on – Dos when buying motor car insurance 1.      DO buy your coverage online While you can consider buying your motor insurance through an agent, the online platform can prove to be superior. When you buy coverage online, you can compare plans with ease from the comfort of your home or office.  Original Content :-  3 Important Dos And Don’ts To ...

  A car accident, when it occurs, has the potential to damage not only your car but also leave you injured as well. With car accidents becoming a common occurrence, protecting yourself along with your car becomes critical. This is where a personal accident insurance cover comes into the picture. A benefit-based policy, it provides coverage to the car driver in case of disability or death caused due to a car accident. As per the India Motor Tariff, 2002 it is legally necessary to have a personal accident (PA) cover if you want to drive your car on Indian roads. Insurers offer PA cover along with their third-party car insurance policies as well as comprehensive policies.  Different scenarios in which PA cover offers coverage  In case of a permanent disability - If a car accident leads to the car driver developing a disability of a permanent nature that can cause lifetime impairment, the car insurance provider is liable to pay a certain amount of the sum insured to the...

The engine is one of the most important components of any four-wheeler. It is the engine that keeps the vehicle running smoothly and in order. If the engine suffers any problem, the vehicle is bound to run into difficulties. Despite the importance of the engine, many people neglect to take care of it or cover it under their four-wheeler insurance policy. Remember that repairing your car engine can cost you a fortune. To protect your finances, opt in for the engine protection add-on in your Commercial Vehicle Insurance Policy . In this article, we take a look at the benefits of having this add-on.   How does the engine protection add-on provide coverage?     An engine protection add-on protects you from hefty repairs costs when the engine of your four-wheeler suffers damage and requires repairs. A comprehensive four-wheeler insurance policy is generally not equipped to cover damages to the engine, so opting for this add-on becomes essential.    For example,...