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4 FAQs about online travel insurance

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  Vacation to foreign countries can be expensive. Cost of tickets, accommodation, and the constant fluctuation of the currency rates are some of the deciding factors when planning a foreign vacation. While you are busy planning your trip, one thing that can benefit you greatly during your trip is travel insurance. Having your vacation financially insured is very normal nowadays. When you purchase general insurance on the web, such as third party insurance for car , you can also purchase online travel insurance. It is natural to have questions related to the insurance policy if you are a first time buyer. So, given below are 4 frequently asked questions about this insurance policy: 1.      Which medical costs are covered? There is a high possibility of you falling sick when you are on your foreign trip. Reasons range from sudden change in climate around you to reaction to local cuisine. If you somehow managed to fall ill during your vacation and you get hospitalized, your online travel

4 benefits of getting a medical insurance policy.

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  Medical emergencies can never be predicted. These emergencies can take place at any time of the day. Medical emergencies are something which we cannot predict, and hence have to be prepared for beforehand. There are lots of things that have to be taken care of while facing a medical emergency, and the first thing that you should ensure is that you have a sound medical insurance policy . This will help you avoid a major problem of being financially unprepared, which is something you can easily avoid. Medical procedures usually cost a lot and we end up spending a huge chunk of our savings. This is why it is always better to invest in a good medical insurance policy. And to help you understand why you should get medical insurance, here are 4 benefits of a medical insurance policy: 1. Your family savings stay protected In most households, family savings are usually done to be able to cover major medical costs that may happen in the present or the future, without the need of having to

4 benefits of buying comprehensive two-wheeler insurance online

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  When you plan on buying a new two-wheeler, whether it is a bike or a scooter; you will want to add many of the latest features to enhance its performance. However, the most important thing that you need to get after buying a bike is a bike insurance plan. It is insurance for your bike that has many features and benefits that will make sure your new two-wheeler is well protected. But most of the time, people say that they’ll buy their bike insurance online to avoid paying any extra fees or hidden fees, and then they get confused if whether they should go for third-party insurance or comprehensive insurance. So here are 4 benefits of getting your comprehensive two-wheeler insurance online: 1. The process is time-saving Buying new bike insurance in person could be a very hectic process as you have to make many rounds to the insurance office in case of any minor inconveniences that may happen. However, getting your two wheeler insurance online means that whatever inconveniences or iss

3 steps to file a third party car insurance claim.

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  There may be instances where you get into a car accident while driving on the road. These accidents may cause damages to your vehicle as well as the third party vehicle. In such cases, the owner of the third party vehicle may ask you to compensate for the damages caused to their vehicle. Having third party car insurance helps you in avoiding the financial loss you would otherwise face during such cases. It even provides you with legal and financial assistance in case of death or injuries. It also compensates for the cost of any damages done to the property during the accident. You could file a claim for third party insurance in a few easy steps. Let us take a look at the steps below. 1.      File an FIR In case you get into an accident and you want to file a third party car insurance claim you should file an FIR. You could file an FIR at the nearest local police station that would be available near the incident. To process your claim, the insurance company would need the FIR o

3 motivations behind why you ought to finish your vehicle protection reestablishment.

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  Upkeep of any Car insurance , particularly a vehicle, is something that must be normal and ought to never be stayed away from or deferred. Upkeep helps in dealing with the mileage that your vehicle faces consistently. Normal support and upkeep of your vehicle help in delaying its time span of usability. Notwithstanding, one thing that the support of your vehicle won't promise you is security from a mishap, or the harms that occur in a mishap which is the reason you ought to get outsider protection for your vehicle. In any case, more often than not, numerous drivers don't restore their vehicle protection strategy after it slips, which can cause significant bothers for them later on. The following are 3 justifications for why you ought to do your vehicle protection reestablishment: 1.         It is required by law to have outsider vehicle protection At the point when you own a vehicle, there are many records that you want to have to be qualified to drive your vehicle. You

3 reasons why you should complete your car insurance renewal

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  Maintenance of any vehicle, especially a car, is something that has to be routine and should never be avoided or delayed. Maintenance helps in taking care of the wear and tear that your car faces regularly. Regular maintenance and upkeep of your car help in prolonging its shelf life. However, one thing that the maintenance of your car won’t guarantee you is protection from an accident, or the damages that happen in an accident which is why you should get third party insurance   for your car. But most of the time, many drivers don’t renew their car insurance policy after it lapses, which can cause major inconveniences for them in the future. Here are 3 reasons why you should do your car insurance renewal: 1.          It is mandatory by law to have third-party car insurance When you own a car, there are many documents that you need to have in order to be eligible to drive your car. Your driver’s license and registration papers are important, and so is having basic third party in

What is NCB in bike insurance and how to make the most out of it?

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  An NCB or a No-claim bonus is a discount an insurance company offers on your premium when you do not claim any insurance amount during the insured year. This is an immensely useful feature for a comprehensive two wheeler insurance holder as an NCB can bring the premium payment down to almost half its original value.                    Now that you know how not making an insurance claim can also be helpful for you, let’s look at how you can make the most out of it - 1)     Stay consistent - The No-claim bonus increases with every year that passes by without you having to make an insurance claim. After the first year, you can get a discount of 20% when you renew your insurance policy for bike. This discount increases upto 50% by the end of fifth year and stays stagnant at this level from there on. 2)     Get the NCB cover add-on - It would be saddening to lose the accumulated NCB if you happen to get into an accident after a clean first year. Hence, you can avail the No-claim